Haggle the home loan service provider

1. One can enjoy a comfortable retired life only if one is able to save from the retirement corpus.

2. Thus one has to take a home loan diligently at competitive price and at the right time so that one is not over burdened with the EMI payment.

3. One has to ruthlessly haggle with the customer representatives to get the best deal in terms of the interest rates.

Home Loan Advt

1. I have liked this Axis bank advt where the newly wed wife is passing a glass of milk to her husband and all the family is sleeping on the ground in same room.

2. The cruch line liked by me is " Create Space for yourself and go for a home loan with Axis Bank".

3. Hats off to you Axis bank for bringing forth the issue of requirement of housing loans.

Fixed Vs Floating rate of Interest

1. Since the home loans rate had touched Zenith it is very unlikely that the rate of interest will reach those levels again.

2. Thus if one wants to take a home loan one can take it on floating rate of interest as interest rates are likely to fall further thus benefitting home loan seekers.

Get Ready for Home Loan

1. The home loan application process is no more a painstaking if one is in possession of requisite documents like salary slip and income tax proof documents.

2. Study the rate market and than accordingly sign on the dotted line for the fixed or flexible rate.

3. Certain lenders give rebate on interest rate if you have a salary account with them or pay the loan EMI timely.