1. One must make sure that an individual must satisfy following rules while buying the property which are listed in succeeding paras:
2. It should be bought near ones near and dear ones location.
3. It should be near a mode of public transport.
4. Shopping facilities should exist near by to satisfy basic needs.
5. Do remember proximity to educational and health facilities.
Thursday 27 December, 2007
Old Homes are Available Cheaper
1. If one is ready to take an old home where latest gadget facilities are not available like health spa, gym and swimming pool etc than one has the option of getting these houses at a discount which may vary up to 25% of the cost.
2. However while taking possession do check the quality of construction.
3. Some banks may not offer loan for the houses which are older than 35 years.
4. Check for any pre construction problems.
2. However while taking possession do check the quality of construction.
3. Some banks may not offer loan for the houses which are older than 35 years.
4. Check for any pre construction problems.
Hidden Charges while Buying Houses
One has closed a neat deal but may have had forgottn a few expenditures in excitement which are listed below:
1. Party
2. Home loan insurance
3. Registeration charges.
4. Development Charges.
5. Renovation of house.
6. Repairs.
7. Buyer-seller agreements cost
8. Statutory Clearances.
If one is ready to take the posession of the house than one must have an additional 15% of the value of the house to cater for above listed expenditures and of course the unseen expenditures.
1. Party
2. Home loan insurance
3. Registeration charges.
4. Development Charges.
5. Renovation of house.
6. Repairs.
7. Buyer-seller agreements cost
8. Statutory Clearances.
If one is ready to take the posession of the house than one must have an additional 15% of the value of the house to cater for above listed expenditures and of course the unseen expenditures.
Extraordinary Online backgammon Tips
. Do you think you have reached a level of expertise for playing online backgammon; than fortune awaits you as the tournament prizes is enormous as compared to small buy-in which varies from $1 to $20.
2. Do undertake sharpening of your skills through free tips and be ready to play backgammon tournament which requires a strict disciplinarian approach to win.
3. One should play backgammon online with a trusted name and obviously none can beat gammon-fortune which has been voted number one in 2005 in online casino’s.
2. Do undertake sharpening of your skills through free tips and be ready to play backgammon tournament which requires a strict disciplinarian approach to win.
3. One should play backgammon online with a trusted name and obviously none can beat gammon-fortune which has been voted number one in 2005 in online casino’s.
Wednesday 26 December, 2007
Answer In Your Heart for House Related Questions
1. First of all determine the reasons why you are looking for a home and what all you are looking in a home holds merit.
2. Are you looking for a bungalow, a condominium, an apartment or a penthouse?
3. Determine the actual built up house you require.
4. One must think with generations in mind and thus should have a futuristic thought process.
2. Are you looking for a bungalow, a condominium, an apartment or a penthouse?
3. Determine the actual built up house you require.
4. One must think with generations in mind and thus should have a futuristic thought process.
Real Estate Agent
1. In an effort to make your life miserable do find a wrong real estate agent and in the end one will have only agony as would have had lost the piece of mind as well as money fighting the litigations.
2. Pay a real estate agent his due and get a hassle free deal as paying 2% of the deal value pinches but he/she has also kids to take care and thus pay for the efforts of getting a clean deal.
2. Pay a real estate agent his due and get a hassle free deal as paying 2% of the deal value pinches but he/she has also kids to take care and thus pay for the efforts of getting a clean deal.
Smart Poker Calculator
1. Every individual works hard but it is the smarter people who rise ahead in life and hold the key appointments and same is true for winning at online poker. One can become smart while playing online poker by using poker calculator which lets an individual know the poker odds and thus the chances of winning improves considerably.
2. Poker calculator also known as holdem calculator is being used by more than 80,000 people worldwide and are making money better than those not using the system.
2. Poker calculator also known as holdem calculator is being used by more than 80,000 people worldwide and are making money better than those not using the system.
Fixed Rate of Interest
1. Do not get carried by this one liner of fixed rate of interest as it has a star attached to it in form of money market clause i.e. one may be made a scape goat if the rate of interests swings widely and generally the term is fixed at 3 years.
2. Check the time when the rate may be reviewed if the tide turns against you as fixed is not always fixed.
2. Check the time when the rate may be reviewed if the tide turns against you as fixed is not always fixed.
Home Loans Basics
1. Do remember to compare the home loan rates and let the lenders fight for your business. By making them compete for home loan one gets a good deal as I pitched HDFC and ICICI against each other and got the best deal of town in form of fixed rate of 7.5% in 2003.
2. The loan term is the repayment period of your loan. Most mortgages are 20 years, but some allow for 10 or 15 years. The longer the term the lower the monthly payment, but the more one is paying in interest.
2. The loan term is the repayment period of your loan. Most mortgages are 20 years, but some allow for 10 or 15 years. The longer the term the lower the monthly payment, but the more one is paying in interest.
Get Ready for Home Loan
1. The home loan application process is no more a painstaking if one is in possession of requisite documents like salary slip and income tax proof documents.
2. Study the rate market and than accordingly sign on the dotted line for the fixed or flexible rate.
3. Certain lenders give rebate on interest rate if you have a salary account with them or pay the loan EMI timely.
2. Study the rate market and than accordingly sign on the dotted line for the fixed or flexible rate.
3. Certain lenders give rebate on interest rate if you have a salary account with them or pay the loan EMI timely.
Reliable Boat Donations
1. I call a work as a true work for the humanity if the recipient is not charged even a dime for getting benefited from the work and same is true of the works by boat angel which raises funds through Boat Donations and true testimony of their work lies in form of the work being done for the humanity in form of creation of animation DVDs.
2. Their work of anti drug use documentary has been made with a thorough research and has been funded from the funds received by the auction of boats and yachts received through Charity Boat Donations and true to their commitment to help the humanity they are providing the Free DVDs to the users and groups for spreading the message. They are fully professional as they do not even charge a penny even for shipping purposes for the DVDs.
3. Let us all get together and make their work seen by the world as their anti drug use documentary work needs to be projected to the world as the same has been made with a sense of dedication and meticulous planning to bring forth the message to the generation so that the same do not gets astray due to non availability of information. The work is highly acclaimed by incorporation of well known sports personalities as leading cast in the documentary.
2. Their work of anti drug use documentary has been made with a thorough research and has been funded from the funds received by the auction of boats and yachts received through Charity Boat Donations and true to their commitment to help the humanity they are providing the Free DVDs to the users and groups for spreading the message. They are fully professional as they do not even charge a penny even for shipping purposes for the DVDs.
3. Let us all get together and make their work seen by the world as their anti drug use documentary work needs to be projected to the world as the same has been made with a sense of dedication and meticulous planning to bring forth the message to the generation so that the same do not gets astray due to non availability of information. The work is highly acclaimed by incorporation of well known sports personalities as leading cast in the documentary.
Sunday 23 December, 2007
Taking Home Loan is Ideal for Buying a House
Easy Home loans to buy a house are readily available at very competitive rates for tenures ranging from 5-20 years and the loan processing time has also been made quicker and simpler by the home loan lending agencies.
1. A number of types of home loans are available and has taken a number of shapes in view of it being a buyers market.
2. Pre-approved home loans are sanctioned on the basis of the applicants credit worthiness and are valid for a period ranging from 6 months to 12 months.
3. With a pre approved loan in hand one has a better bargaining power as distribution of such home loans starts as early as in a weeks time.
4. Nonetheless if you have finalised the home and want to apply for the home loan than the whole home loan disbursement process generally exceeds a fortnight as it has to be approved by the regional head office and is generally available in a week time.
1. A number of types of home loans are available and has taken a number of shapes in view of it being a buyers market.
2. Pre-approved home loans are sanctioned on the basis of the applicants credit worthiness and are valid for a period ranging from 6 months to 12 months.
3. With a pre approved loan in hand one has a better bargaining power as distribution of such home loans starts as early as in a weeks time.
4. Nonetheless if you have finalised the home and want to apply for the home loan than the whole home loan disbursement process generally exceeds a fortnight as it has to be approved by the regional head office and is generally available in a week time.
House is an Ideal Investmemt
1. I am of a firm opinion that one must invest in a house as an asset as it enables one to have an asset to bank on in emergency scenario.
2. It even enables one to gain by virtue of home loan tax soaps and thus in case one works out the amount an individual has to pay as EMI works out very meagre as rent is saved, one gets the home loan tax benefits and of course has an asset which is appreciating in price.
2. It even enables one to gain by virtue of home loan tax soaps and thus in case one works out the amount an individual has to pay as EMI works out very meagre as rent is saved, one gets the home loan tax benefits and of course has an asset which is appreciating in price.
Productive Medical Assistant Programs
1. Do you intend pursuing health care as a profession and is looking for up dated medical assistant schools information and certification information from the leading online and campus healthcare schools across the US; than one is at a right online portal offering the requisite information on a platter and same is adequately researched to help an individual arrive at a decision.
2. It has been seen that the students who take the leap and choose a school from the researched list of schools on the site and undertake the medical assistant training programs are able to get the plush appointments in exciting healthcare field as either as medical office manager, dental assistant, ultrasound technician, radiologist and nurse etc which are both monetarily satisfying and job satisfying career. . It is an added advantage if an individual has undertaken the course from a quality institute in health care sector as it increases the employment potential of the individual and of course becomes a productive member of the society.
3. If one is already an experienced medical assistant and is looking to change or advance in his/her career, than one can find the requisite information on medical assistant programs i.e. the certificate and degree programs which enable one to get enhanced specialization in field of medical assistance.
2. It has been seen that the students who take the leap and choose a school from the researched list of schools on the site and undertake the medical assistant training programs are able to get the plush appointments in exciting healthcare field as either as medical office manager, dental assistant, ultrasound technician, radiologist and nurse etc which are both monetarily satisfying and job satisfying career. . It is an added advantage if an individual has undertaken the course from a quality institute in health care sector as it increases the employment potential of the individual and of course becomes a productive member of the society.
3. If one is already an experienced medical assistant and is looking to change or advance in his/her career, than one can find the requisite information on medical assistant programs i.e. the certificate and degree programs which enable one to get enhanced specialization in field of medical assistance.
Tuesday 11 December, 2007
US President has Freezed Mortgage Rates
1. Keeping in view of impending elections in US and mounting subprime crisis US President has ordered freezing of mortgagee rates for full five years.
2. President was under tremendous pressure to raise the freeze years to seven yaers whereas President Bush chose to undertake freeze of mortgage rates for five years considering vibrancy in the economy.
3. Original home owners are likely to be benefited and speculators may bear the brunt of subprime crisis.
2. President was under tremendous pressure to raise the freeze years to seven yaers whereas President Bush chose to undertake freeze of mortgage rates for five years considering vibrancy in the economy.
3. Original home owners are likely to be benefited and speculators may bear the brunt of subprime crisis.
Secured Online Backgammon Website
1. Thrilling experience coupled with pleasure is the motto of
online backgammon sites and none can beat Mister-Gammon's backgammon portal as it has raised the bar of standards in the said industry.
2. If one can play backgammon online in a secured and trust worthy environment, than it enables one to get the best in a tournament and thus chances of winning increases considerably.
online backgammon sites and none can beat Mister-Gammon's backgammon portal as it has raised the bar of standards in the said industry.
2. If one can play backgammon online in a secured and trust worthy environment, than it enables one to get the best in a tournament and thus chances of winning increases considerably.
Tuesday 4 December, 2007
UK Houses Prices Drop to 12 Year Low
1. It is a matter of concern that in UK the houses prices have dropped the most in Nov month and the same is the highest in past 12 years.
2. Mortage approvals have taken a hit and has hit a dead end by seeing minimum approvals since Feb 2005.
3. It is predicted that the house prices may not rise even in next year and it has happened for the first time since 1992as higher interest rates and slowdown in economy has led to curbing the demand.
2. Mortage approvals have taken a hit and has hit a dead end by seeing minimum approvals since Feb 2005.
3. It is predicted that the house prices may not rise even in next year and it has happened for the first time since 1992as higher interest rates and slowdown in economy has led to curbing the demand.
Amazing Spanish Property Investment
1. It is a known fact that to multiply returns one has to undertake investment in avenues which work overtime and property is one of those avenues which is providing returns exponentially. In case one is looking for investment in real estate in UK or overseas like Spain, Morocco or Cyprus than one should definitely utilize the experience of an expert in the said field.
2. Thus if one intends to secure future than property investments provides an ideal opportunity to help one achieve his/her financial goals.
3. Thus if one is intending to undertake property as an investment than the search ends with Spanish property Investment as here one has to just sit and relax as all spade work from searching to seeking out and developing investment property opportunities is undertaken with diligence and with clean paper work.
4. Thus if one is looking for a discounted property for sale which can be turned into a viable commercial proposition or is looking for a property where rent can cover the cost of acquisition than the investment property in Spain
is the ideal destination to achieve your material gains.
2. Thus if one intends to secure future than property investments provides an ideal opportunity to help one achieve his/her financial goals.
3. Thus if one is intending to undertake property as an investment than the search ends with Spanish property Investment as here one has to just sit and relax as all spade work from searching to seeking out and developing investment property opportunities is undertaken with diligence and with clean paper work.
4. Thus if one is looking for a discounted property for sale which can be turned into a viable commercial proposition or is looking for a property where rent can cover the cost of acquisition than the investment property in Spain
is the ideal destination to achieve your material gains.
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