Google

Thursday 27 December, 2007

Property Buying Thumb Rules

1. One must make sure that an individual must satisfy following rules while buying the property which are listed in succeeding paras:

2. It should be bought near ones near and dear ones location.

3. It should be near a mode of public transport.

4. Shopping facilities should exist near by to satisfy basic needs.

5. Do remember proximity to educational and health facilities.

Old Homes are Available Cheaper

1. If one is ready to take an old home where latest gadget facilities are not available like health spa, gym and swimming pool etc than one has the option of getting these houses at a discount which may vary up to 25% of the cost.

2. However while taking possession do check the quality of construction.

3. Some banks may not offer loan for the houses which are older than 35 years.

4. Check for any pre construction problems.

Hidden Charges while Buying Houses

One has closed a neat deal but may have had forgottn a few expenditures in excitement which are listed below:

1. Party
2. Home loan insurance
3. Registeration charges.
4. Development Charges.
5. Renovation of house.
6. Repairs.
7. Buyer-seller agreements cost
8. Statutory Clearances.

If one is ready to take the posession of the house than one must have an additional 15% of the value of the house to cater for above listed expenditures and of course the unseen expenditures.

Extraordinary Online backgammon Tips

. Do you think you have reached a level of expertise for playing online backgammon; than fortune awaits you as the tournament prizes is enormous as compared to small buy-in which varies from $1 to $20.

2. Do undertake sharpening of your skills through free tips and be ready to play backgammon tournament which requires a strict disciplinarian approach to win.

3. One should play backgammon online with a trusted name and obviously none can beat gammon-fortune which has been voted number one in 2005 in online casino’s.

Wednesday 26 December, 2007

Answer In Your Heart for House Related Questions

1. First of all determine the reasons why you are looking for a home and what all you are looking in a home holds merit.

2. Are you looking for a bungalow, a condominium, an apartment or a penthouse?

3. Determine the actual built up house you require.

4. One must think with generations in mind and thus should have a futuristic thought process.

Real Estate Agent

1. In an effort to make your life miserable do find a wrong real estate agent and in the end one will have only agony as would have had lost the piece of mind as well as money fighting the litigations.

2. Pay a real estate agent his due and get a hassle free deal as paying 2% of the deal value pinches but he/she has also kids to take care and thus pay for the efforts of getting a clean deal.

Smart Poker Calculator

1. Every individual works hard but it is the smarter people who rise ahead in life and hold the key appointments and same is true for winning at online poker. One can become smart while playing online poker by using poker calculator which lets an individual know the poker odds and thus the chances of winning improves considerably.

2. Poker calculator also known as holdem calculator is being used by more than 80,000 people worldwide and are making money better than those not using the system.

Fixed Rate of Interest

1. Do not get carried by this one liner of fixed rate of interest as it has a star attached to it in form of money market clause i.e. one may be made a scape goat if the rate of interests swings widely and generally the term is fixed at 3 years.

2. Check the time when the rate may be reviewed if the tide turns against you as fixed is not always fixed.

Home Loans Basics

1. Do remember to compare the home loan rates and let the lenders fight for your business. By making them compete for home loan one gets a good deal as I pitched HDFC and ICICI against each other and got the best deal of town in form of fixed rate of 7.5% in 2003.

2. The loan term is the repayment period of your loan. Most mortgages are 20 years, but some allow for 10 or 15 years. The longer the term the lower the monthly payment, but the more one is paying in interest.

Get Ready for Home Loan

1. The home loan application process is no more a painstaking if one is in possession of requisite documents like salary slip and income tax proof documents.

2. Study the rate market and than accordingly sign on the dotted line for the fixed or flexible rate.

3. Certain lenders give rebate on interest rate if you have a salary account with them or pay the loan EMI timely.

Reliable Boat Donations

1. I call a work as a true work for the humanity if the recipient is not charged even a dime for getting benefited from the work and same is true of the works by boat angel which raises funds through Boat Donations and true testimony of their work lies in form of the work being done for the humanity in form of creation of animation DVDs.

2. Their work of anti drug use documentary has been made with a thorough research and has been funded from the funds received by the auction of boats and yachts received through Charity Boat Donations and true to their commitment to help the humanity they are providing the Free DVDs to the users and groups for spreading the message. They are fully professional as they do not even charge a penny even for shipping purposes for the DVDs.

3. Let us all get together and make their work seen by the world as their anti drug use documentary work needs to be projected to the world as the same has been made with a sense of dedication and meticulous planning to bring forth the message to the generation so that the same do not gets astray due to non availability of information. The work is highly acclaimed by incorporation of well known sports personalities as leading cast in the documentary.

Sunday 23 December, 2007

Taking Home Loan is Ideal for Buying a House

Easy Home loans to buy a house are readily available at very competitive rates for tenures ranging from 5-20 years and the loan processing time has also been made quicker and simpler by the home loan lending agencies.

1. A number of types of home loans are available and has taken a number of shapes in view of it being a buyers market.

2. Pre-approved home loans are sanctioned on the basis of the applicants credit worthiness and are valid for a period ranging from 6 months to 12 months.

3. With a pre approved loan in hand one has a better bargaining power as distribution of such home loans starts as early as in a weeks time.

4. Nonetheless if you have finalised the home and want to apply for the home loan than the whole home loan disbursement process generally exceeds a fortnight as it has to be approved by the regional head office and is generally available in a week time.

House is an Ideal Investmemt

1. I am of a firm opinion that one must invest in a house as an asset as it enables one to have an asset to bank on in emergency scenario.

2. It even enables one to gain by virtue of home loan tax soaps and thus in case one works out the amount an individual has to pay as EMI works out very meagre as rent is saved, one gets the home loan tax benefits and of course has an asset which is appreciating in price.

Productive Medical Assistant Programs

1. Do you intend pursuing health care as a profession and is looking for up dated medical assistant schools information and certification information from the leading online and campus healthcare schools across the US; than one is at a right online portal offering the requisite information on a platter and same is adequately researched to help an individual arrive at a decision.

2. It has been seen that the students who take the leap and choose a school from the researched list of schools on the site and undertake the medical assistant training programs are able to get the plush appointments in exciting healthcare field as either as medical office manager, dental assistant, ultrasound technician, radiologist and nurse etc which are both monetarily satisfying and job satisfying career. . It is an added advantage if an individual has undertaken the course from a quality institute in health care sector as it increases the employment potential of the individual and of course becomes a productive member of the society.

3. If one is already an experienced medical assistant and is looking to change or advance in his/her career, than one can find the requisite information on medical assistant programs i.e. the certificate and degree programs which enable one to get enhanced specialization in field of medical assistance.

Tuesday 11 December, 2007

US President has Freezed Mortgage Rates

1. Keeping in view of impending elections in US and mounting subprime crisis US President has ordered freezing of mortgagee rates for full five years.

2. President was under tremendous pressure to raise the freeze years to seven yaers whereas President Bush chose to undertake freeze of mortgage rates for five years considering vibrancy in the economy.

3. Original home owners are likely to be benefited and speculators may bear the brunt of subprime crisis.

Secured Online Backgammon Website

1. Thrilling experience coupled with pleasure is the motto of
online backgammon sites and none can beat Mister-Gammon's backgammon portal as it has raised the bar of standards in the said industry.

2. If one can play backgammon online in a secured and trust worthy environment, than it enables one to get the best in a tournament and thus chances of winning increases considerably.

Tuesday 4 December, 2007

UK Houses Prices Drop to 12 Year Low

1. It is a matter of concern that in UK the houses prices have dropped the most in Nov month and the same is the highest in past 12 years.

2. Mortage approvals have taken a hit and has hit a dead end by seeing minimum approvals since Feb 2005.

3. It is predicted that the house prices may not rise even in next year and it has happened for the first time since 1992as higher interest rates and slowdown in economy has led to curbing the demand.

Amazing Spanish Property Investment

1. It is a known fact that to multiply returns one has to undertake investment in avenues which work overtime and property is one of those avenues which is providing returns exponentially. In case one is looking for investment in real estate in UK or overseas like Spain, Morocco or Cyprus than one should definitely utilize the experience of an expert in the said field.

2. Thus if one intends to secure future than property investments provides an ideal opportunity to help one achieve his/her financial goals.

3. Thus if one is intending to undertake property as an investment than the search ends with Spanish property Investment as here one has to just sit and relax as all spade work from searching to seeking out and developing investment property opportunities is undertaken with diligence and with clean paper work.

4. Thus if one is looking for a discounted property for sale which can be turned into a viable commercial proposition or is looking for a property where rent can cover the cost of acquisition than the investment property in Spain
is the ideal destination to achieve your material gains.

Friday 30 November, 2007

SubPrime Crisis is Worse Than Expectations

1. It is estimated that another 1.4 million US houses will be forced into foreclosure and property values will be driven lower by 7% in year 2008.

2. Even cities will have to bear the brunt due to shortfall in receipt of revenues. Markets of California and Florida will be most affected.

3. Even crime rate will increase because of the foreclosures. Foreclosures can break the economy of the USA if not addressed properly.

Extraordinary Backgammon Tournaments

1. If one is interested in playing backgammon tournaments on the Internet, than his search ends at gammon-world for getting complete update of backgammon tournaments available on the internet.

2. One has to be just above 18 years to download the backgammon tournament software and start playing and enjoying with the ultimate graphics.

3. One can even undertake practice free of cost to play backgammon in live scenario and thus can
sharpen his/her skills and get prepared for exciting backgammon tournaments.

Tuesday 27 November, 2007

MRTPC Warns Banks for Unfair Home Loans

1. MRTPC has Warned Banks for Unfair Home Loans due to their duplicity in form of giving new customers fresh home loans at lower rates and mean while retaining rates of interest for old floating rate customers.

2. Banks have given an excuse that it follows an internally computed reference rate rather than an external market linked one.

3. So next time you are shopping for a new home loan and is an existing floating rate customer than threaten the bank with dire consequences if the loan rate is not changed and you never know it may budge even if it is case to case basis.

Search Engine Optimisation for Real Estate Keyword

1. It is no doubt that creating a site is only a small part of the work whereas the real part is to get the traffic for the said website and it definitely pains if one is not able to get any traffic to view the hard work.

2. Here in comes the importance of Search engine optimization (SEO) as it enables one to rank high for any particular key word in a particular industry as I have tried to do the same for keyword real estate and found that I require the help of an expert for real estate seo, if I intended to rank high for the keyword. People search for the key words and thus only 10 people can rank high for that particular word say for Google.

3. Here in the services of an expert comes handy which has helped people optimize the site despite their shoe tight budget and have enabled them to achieve success for number of key words ranging from mortgage search engine optimization to numerous other key words. Moreover it provides an assurance that the site will not be doing the work for its competitors.

4. Thus whether one is looking for real estate word optimization or for lawyer seo, the same is available through this site and they can be contacted at (858) 952-1206 to get the help from the expert which will also help you to provide a professional design to your site by virtue of their experience.

Monday 19 November, 2007

Purchase Land Deliberately

1. It is a one time purchase of land in an individual's life time and thus requires a deliberate planning at an individual's level.

2. I have seen individuals purchasing land in euphoria and than regretting their decision.

3. A number of people purchase land and have to leave the constructed house midway as their children protest the same.

4. Since it is a life time investment, thus make a deliberate and concerted effort and make it a family decision to acquire the land.

Monetise Your House

1. You have purchased a nice flat/house and now it is the turn of the house to pay you back as you have to pay EMI also.

2. One can hire a part of the house to a tenant and if the house is facing a road than the shops can be made in the front portion of house and given on rent.

3. Alternatively if you have to monetise the same without renting than use your laptop/desktop in the house and make money by trading with Free Indian Stock Tips and make real money everyday as it just requires a computer and an internet connection.

4. You can also subscribe to number of money making programmes which pays and thus make Real Money on Internet and these additional incomes will help you in terms of easier payment of EMI.

Builders are Charging Exorbitant Amount for Additional Facilities

1. It is a cause of concern that buyers are paying more than Rs500 per Square feet for additional facilities like swimming pool or a mud pond for the kids.

2. These builders are giving vague reasons for additional cost where already the cost of the land is factored in the initial price and the cost of any addition generally do not goes beyond Rs 200 per Sq feet.

3. Also consider a fact that additional facilities also lead to more society charges for the maintenance and users who have opted for additional facilities like swimming pool etc in society have generally expressed their displeasure on maintenance and have regretted their decision.

Sunday 11 November, 2007

Deal in Ral Estate in San Diego Through an Expert

1. San Diego is the place where the real estate action is to take place as real estate prices is on the uprising part of the trajectory. The returns from the investment in real estate will be accrued with in a short span of 2-3 years when the market is going to peak.

2. One can search San Diego County cities, neighborhoods and communities to find homes for sale in one's desired location and the names for these are listed on sdcahomesandloans and a particular name which requires mention is La Jolla real estate as it has gret potential for appreciation.

3. Central Coastal San Diego neighborhoods are centrally located within easy driving distance of freeways, Downtown and Mission Valley and thus the craze here is being seen for Pacific Beach real estate as it is providing value for money.

4. It is a known fact that subprime crisis had erupted because of payment defaults for home loans and thus San Diego foreclosure provides an ideal opportunity to own a house at throw away prices.

5. One must deal through an established broker like sdcahomesandloans who have an experience in the field of real estate and definitely their attitude of service with smile takes off all the worries from the head of an individual i.e. whether an individual is buying or selling the house. One can call them at 858-755-4224 x125 or 866-302-4675 x125 or can Fax-619-243-1476 to get a hassle free deal in real estate transaction.

Should old Customers Switch to Current Cheaper Loans?

1. It is no doubt that old customers with floating loan are at a loss due to the policy of bank lowering loan rates for fresh customers.

2. In view of above an old customer can consider switching loan if minimum two percent saving in rate of interest is available on moving to the new loan.

3. Switch as described above will save a sum of Rs 33120 during the tenure of the loan. Even if bank levy a charge of 2% it will only amount to Rs 2000/- per lakh.

4. If difference of the current and fresh considering loan interest is only varying by 50-100 basis points than do not switch loan.

Cash For Emergency Ranging Between $100 up to $1,500 Available

1. Do you have a short term cash requirement ranging between $100 up to $1,500? Nothing to get despaired as help is at hand in form of Payday Loans which is a small short term loan provided with finance charges to bridge the cash requirement between the pay days.

2. I can say without any doubt that Faxless Payday Loans is the most convenient method to raise money as money is deposited electronically without any lengthy and procedural credit check. At best lenders may undertake a credit check from a national database of consumers who have a record of loan transactions by using your social security number.

3. One must keep in mind while applying for No Fax Payday Loans through PaydayLoanQuotes that it is a Payday loan matching site and is not itself a lender. It has a pool of lenders in its network to whom the submitted application is forwarded and they respond to the loan applier with their requirements and finance charges.
4. Do remember to use its friendly loan calculator to understand the impact of finance charges calculated based on APR.

Vaastu Shastra: Fear of South Direction

1. Every body has fear of south direction whereas it is not that dangerous as people assumes it to be due to fear psychosis.

2. Ensure that the south direction part is on higher platform.

3. Have walls on the south side.

4. Have Overhead tank in south direction.

5. Have staircase on the south side for beneficial effect.

6. Build upper floor on a south wall.

7. Heavy vehicles parking in south direction for automobile and cement industry.

8. During divison of property south based real estate be given to eldest son an north based portion be gave to younger son.

9. Preferably no septic tank, dining hall and kitchen in south direction.

10. It is inauspicious to rent the Vastu which is in the south direction as tenant settles down and becomes arrogant.

Bridge Your Cash Needs With Payday Loans

1. My brother-in-law has got a stock broking firm at London and went almost close to broke during last year’s London stock market slump due to fall in metal prices during the month of April-May,2006.

2. Now he was finding it difficult to pay up the margin money as market collapsed like a pack of cards and there was no buyer despite stocks available at throwaway prices. In order to keep the situation under control he used all his options of raising money and the best liked by him was Payday Loans where with in a matter of 24 hours he was able to raise an amount of £750. Though it was a small amount but it made him free from the tension of running the household and concentrated on other avenues for raising money like asking the clients to fulfill their commitment of providing the additional margin money. He was all praises for this Cash Advance feature as now he had got additional time at his hand and by than it was expected that the stock prices will recover.

3. Nonetheless it is a real help from Roberts Bridge Financial as it enables one to easily tide over short term crisis by matching lenders with borrowers. My brother-in-law swears by this feature of Salary Advance as it helped him in a real time of crisis when people were shooing away their close relatives and friends lest they asks for cash for short term.

Convert Your House into Home

1. Now you have got your dream house and the time has to convert it into a home which ca be effectively undertaken with love, warth and affection.

2. It is the love and the anxiety which is shown by the family members when one gets delayed by a few minutes and all those detailed instructions which convert a brick and mortar house into a home. So enjoy the conversion from a house to home. Make sure it is the affection and love which is most important else despite all the amenities in life an individual will be lonely in life.

Dream Big Cars Purchases at Discount

1. It is a dream comes true if during a new car purchase one is not required to pay full price and yes this dream has been fulfilled courtesy CarsBlvd. For e.g. one need not pay full price for Honda Cars as it has been observed that due to the prevailing competition dealers are eyeing business at slight margins and same was amply demonstrated when I checked Honda Car Quotes and found to my amazement that I got two quotes free of cost much below the prevailing market price.

2. It is interesting to note that prevailing discount for Honda Car Prices was sufficient for any individual to immediately sign on the dotted line for the purchase.

Sunday 21 October, 2007

Floating rate Customer is at a Loss

1. When a customer took a home loan with floating rate, he must have had assumed that the rate of interest will keep varying as and when the fall in rate of interest takes place.

2. However a floating rate customer is always at loss due to banking policies due to the fact that when cost of funds inch up by almost 0.25%, it leads to bankers increasing the home loan rates by 0.5% to protect their margins. On the contrary the cost of funds have to fall by 0.5% to reduce the home loan rates by atleast 0.25%.

3. As a result of above analogy a floating rate customer is more susceptible to rate hike than the the fall in rate of interest.

Million Dollar Internet Marketing Tips

1. Since the time I created my blog I have read a lot about the SEO Optimization tips but was not satisfied till I found this site catering for Internet Marketing News and was satisfied with its Posts for SEO related articles.

2.Meanwhile continuous visit to the site also made me intellectually rich in the field of Internet Marketing and I without hesitation recommend the same to my readers to get quality reading material.

Thursday 18 October, 2007

Revised Home Loan Rates of Bank Of Baroda for Loans Greater Than 20 Lakh

Below is the listed fresh rates of Bank Of baroda for the home loans greater than 20 lakhs.

Revised Floating Rates Loan>20 Lakh

Up to 5 years(10.25%)
5-15 Years(10.5%)
15-25 Years(10.75%)

Revised Fixed Rates Loan>20 Lakh

Up to 5 years(11.25%)
5-15 Years(11.5%)
15-25 Years(11.75%)

Negotiate Like a Winner

I found this interesting article from the web which enables a person in property transaction to undertake transaction like a King. So do spare some time if you are a prospective buyer or seller.

Astonishing Bad Credit Offers

1. The sub prime crisis, foreclosures and lowering of interest rates by Fed Governor Mr Ben Bernanke should not put an American in an awkward situation who might be facing the problem of bad credit due to recession in the economy.

2. The help is at hand in form of creditoffers.com who have enabled innumerous Americans to regain their credit rating and enabled them to rebuild their financial future. So, if you are one of those reeling under pressure due to recession in economy than do remember to check the site as it provides numerous offers to choose from a number of service providers who are lined up to take your business in field of credit card, home loans, personal loans and auto loans despite your bad credit history.

Bank Of Baroda Revised Home Loan Rates for Amount less than or equal to 20 Lakh

The revised BOB rates for loans less than or equla to 20 Lakh is as listed below for home loan rates:

Revised Floating Rates Loan <= 20 Lakh

Up to 5 years(10%)
5-15 Years(10.25%)
15-25 Years(10.5%)

Revised Fixed Rates <= 20 Lakh

Up to 5 years(11%)
5-15 Years(11.25%)
15-25 Years(11.5%)

Bank Of Baroda Lowers Home Loan Rates

1. In a remarkable development in line with leading banks action Bank of baroda has lowered the rate of interest second time with in the span of two times.

2. The bank has now lowered the rate of interests for home loans ranging between 25-50 basis points. The last time it had lowered its rate of interest by 50 basis points on Aug 31,2007.

3. Its rate is at par with SBI but lower than ICICI bank and these new rates would be effective from 25 OCT and is applicable to new loans only.

Wednesday 17 October, 2007

Amazing New Zealand Property Listings


1. Its been a great desire to settle abroad in a serene environment which should be ideal for retirees and expats like me as am interested in living in an environment which provides un spoilt landscape, cheap cost of living along with wide open spaces to stroll around and not to forget the friendly neighborhood.

2. Off late New Zealand has emerged as an ideal destination for settling and thus it has given an impetus to property market in past 5 years. I found a focused real estate portal which provides comprehensive property listings across all of New Zealand for people looking to rent or buy. I in particular liked its search facility along with free facility to get the desired type of information regarding property in one's Email inbox. I in particularly liked its home buyer information centre link which was full of information.

3. One can even have a view of property listing in suburb like Birkenhead real Estate or a listing by region vise like Nelson and numerous properties are available as per the individual's budget and requirements.

4. So, decided to settle in New Zealand than one cannot ignore allrealestate.co.nz as it is a comprehensive listing of the properties.

Home Foreclosures expected to Skyrocket

America is a leading economy but its home buyers are under distress as they are finding it difficult to pay off the loan and it may result in foreclosure. Thus Financial discipline is the key word to avoid such situation. Have a look at the article from the web and get the clear picture of the threat staring in the face and it may spell doom for the economy also.

Renting not Buying is the Real Tip

An interesting article from the web and have your opinion formed that whether you require a rented or a personal accomodation.

US Homes Sales See Biggest Drop in 18 Years

I am of the opinion that had ambition and desires along with forethought in place than the bggest drop in Home sales may not have had been seen in America. Their Sub prime crisis even had an impact on Stock market and it led to US FED Governor Mr Ben Bernanke to reduce the fed rate. Have a look at the article from the web.

Be an Informed Buyer

I found this interesting article from the web which lists out the actions to be undertaken to avoid foreclosure pain at a late stage. Have patience and let the article load as information is worth the wait.

Tuesday 9 October, 2007

HOW TO INCREASE SPACE IN A ROOM?

1. In case you are not satisfied with the dimensions of your room, than you need not to undertake any demolition as slight changes with in your budget can make your room look larger.The intersting points which will give a room larger look is as listed below:
(a) One can avoid colouring his room with dark colours.
(b) Create focal points in the room.
(c) Use sleek furniture and avoid heavy furniture.
(d)Use mirrors, mirrored panels, furniture and metallic pieces.
(e)Ensure cabinets in room do not go higher than the height of the door.
(f)Create a side table out of the stack of books.
(g)Raise the height of your bed so that storage boxes can fit underneath.

2. The main aim to see maximum of the floor and ceiling which enables to give a room a spacious look.

DO YOU WANT TO REALISE THE TRUE POTENTIAL OF YOUR PROPERTY?

1. I have a property which has been lying idle and wanted to make it a cash cow and thus I searched on the internet for the a source for property management which can enable to milk my cash cow. I found a site catering for All Property Management and even checked for its online reputation and commitment and was satisfied with the users reviews.

2. I found the site and was satisfied with it as it had a friendly search facility to find property managers who specializes in managing property in a particular type of location. Their site is with a professional approach as just by entering the property type and the Zip code I was presented with the property management companies meeting my management requirement and I was free to choose from the alternatives available without any commitment.

3. I was able to get a quote from a number of property management companies sitting in my drawing room and was amazed that it was providing search facility for all type of property ranging from residential or commercial property, or in running one's homeowners' or condominium association. I further liked its search facility catering as per area and producing intelligent results.

4. I personally felt that AllPropertyManagement is a single source for all individuals intending to get additional cash from their property as it is catering for home owners, property owners and companies seeking rental or realty management companies to enable them to manage their commercial properties which may range from office, retail and industrial properties, residential properties to include single-family homes and multi-family apartment buildings and other real estate types to include community, home owners and condominium associations.

Sunday 7 October, 2007

UNION BANK OF INDIA LOWERS HOME LOAN RATE

1. Union bank of India has lowered its home loan rates on its floating rate segment by a margin of 25 basis points which stands between a range of 10.5% to 11.75%.

2. The change has come into effect from 01 Oct,07 and change will be applicable for new home loans disbursed in line with the private sector largest home loan disburser i.e. HDFC policy.

3. So new home loan seekers can take advantage of lower floating rates of interest.

SHARPEN YOUR KNIFE IN DATING FIELD WITH INTERACTIVE TRAINING

1. I know of this brilliant boy in my locality who is undergoing training at military academy and was supposed to become an army officer shortly. I found him disturbed during his holidays as he was living adjacent to our house. I being his senior prodded him for his problem. Initially he was reluctant to open his heart to me but on my continuous relenting he gave in and told that he was in love with a beautiful girl but was unable to propose her and take her out for a date.

2. Since I had passed his age and my dating tips were outdated and we both decided to find workable and result oriented tips from the internet. In our excitement we went to the nearest cyber cafe as my internet service provider was off for the maintenance schedule.

3. We were able to home on to a quality modern dating site and found that the advice at this dating web site was worth its weight in gold. I, in particular liked their 2 days training programme where the individual is taken to the clubs, restaurants and other social hot spots and the clients are physically shown the methods to interact with a women in live situations.

4. Since my this macho young man had a short leave during his term break for the military training and thus I advised him to join the interactive programme with this modern dating site and make full use of his holidays. I came back from the cyber cafe but he was glued to the site listening to its audio tips for dating.

5. This young and dynamic budding military officer joined the interactive programme and the result was in front of me as with in a week he was standing with his love in front of me and both were very pleased to be in each other company. In privacy he thanked me for the help and providing timely advice and as a result he was able to gel with his girl friend.

6. I am also impressed with the site as I opened the site again after my internet service provider had become operational and found that the experts at the site were highly qualified and every man would be jealous of their qualification and at this age also I wanted to read their tips as I found that the tips were valid for all ages across the countries and cultural barriers.

HDFC LOWERS HOME LOAN RATES FOR FRESH HOME LOAN SEEKERS

1. A special rate of interest has been announced by HDFC on 01 OCT where a special floating rate has been introduced for home loan seekers and the same has been pegged at 10.5%.

2. The said scheme is valid till 31 OCT,07.

3.This scheme is providing a home loan at 75 basis points lower than HDFC regular rates and about is 50 basis points lower than the rates charged under monsoon scheme launched last quarter.

Wednesday 3 October, 2007

OWN A PIECE OF LAND ALONG PACIFIC COAST OF NICARAGUA FOR BEST PRICE APPRECIATION

1. Its my dream to own a house overlooking the sea but the prices for the sea facing apartments have skyrocketed and thus the deal is not with in my budget. I dreamt of a house overlooking Malibu or San Diego ocean views but the same is not in the reach of an average individual. However; every body need not get dejected as good and competitive deals for the apartments and land overlooking the sea is available at Pacific Coast of Nicaragua which has hundreds of miles of beaches identical to the California Coastline.

2. Thus one can now invest in Nicaragua Real Estate either as a raw land for speculation or a Nicaragua condominium for vacation or retirement; the deal cannot get better than the present times as a lot of people have already anticipated the surge in Nicaragua Property in the times to come.

3. I am also considering an investment in Nicaragua Land as a pure investment avenue and thus hope to become a billionaire like those who are having tracts of ocean line along Malibu or San Diego ocean. However I intend undertaking a deal through a reputed real estate dealer and I am fascinated by c21sanjuan.com whose San Juan del Sur real estate office specialize in Nicaragua real estate with an emphasis in the Southwest Pacific beaches of Nicaragua near the Costa Rica border. I intend to engage a real estate broker as I want to have a hassle free deal and of course they even book one's Nicaragua vacation, line up recreational activities like a surfing trip or deep sea fishing, and ensures that the vacation in Central America is full of fun as well as a profitable trip by virtue of investment in land bank which is likely to explode in price any time.

SINGAPORE HOUSES RATES ARE AT 10 YEARS HIGH

1. Singapore is fast emerging as a business destination coupled with tourist attraction. As a result of friendly government policies people are buying their second home in Singapore and as a result it has pushed the prices of the property at ten years high.

2. Thus decide on emerging business destinations now and enjoy a second home which can provide a high return on the investment.

Monday 1 October, 2007

ONE STOP INFORMATION FOR FORECLOSURE

1. Owning a personal home is a dream come true for every individual as it means a home where an individual can relax and under take tasks as per the persoanl wish list.

2. However, often individuals try to acquire houses beyond their means and thus are unable to prepay loans which results in a foreclosure i.e . an authorization to sell the home at auction with court order however non-judicial foreclosures are the most common type of foreclosures in Alabama.

3. One can rely on this site for foreclosure information to get the best from the listed links. It has a foreclosure directory which helps its users get the foreclosure information, articles, source, companies, products and services to get the best deal.

4. The Florida foreclosures provides a detailed information for getting a foreclosure property at competitive rates by virtue of auction process at county courthouse. One should incorporate a real estate agent to avoid any pitfalls. The auction commences at .11 AM and the successful bidder has to deposit 5% of the amount immediately on termination of the bid and balance by the end of the day. The rules are stringent for foreclosure and thus property is transferred hassle free to the successful bidder.

5. California foreclosures are presently at its 13 years low and thus it becomes all the more important to incorporate a real estate agent to get the best deal. Thus it can be aptly summed as a fact that one should undertake foreclosure transaction or listing of a home for selling with the help of an experienced real estate agent to get the best experience in home buying and selling process.

Friday 21 September, 2007

HOW TO RESOLVE RISING PAYMENT OF EMI PER MONTH?

1. EMI has been on rise to increase in floating rate of interest.Please undertake following action to resolve the problem as listed below:
(a)Break all fixed deposits earning lesser rate of interest as in initial years interst component is more than principle payment.
(b)Undertake cost cutting measures and start paying more EMI.
(c)Clear all credit card bills.
(d)Increase the number of EMI.

2. Speak to your bank to help you out by giving some rebate as you are their loyal customer with clean payment track record.

REGAIN LOST GLORY WITH HAIR LOSS PRODUCTS

1. I was aghast with a comment from my son other day when he asked me not to come to his school for parent teacher meet. Earlier my son resisted not to tell me the comment but on my persistence, I was aghast to learn that he was perturbed because of my hair loss occurring and which had made me bald.

2. I must admit that I always use the correct shampoos and conditioners but the reason I could lock on for my hair loss was extended work hours, meals at odd times and enhanced career aspirations.

3. I must admit that I was hurt by the comment as I was undertaking hard work for my children and here I got a nasty comment from my son only whom I loved so much and felt that he would never hurt me.

4. However my son understood my disturbed state and advised me to start using provillus and procerin which have been recommended to him by one of his baldy teachers who had recovered hairs by using these products.

5. Encouraged by success of a live example I met his teacher who had recovered the hairs by using these products and he told me that he also used these products as the hair loss products are rated by the users on this site and these products enjoyed a high level of satisfaction ranging from 94% TO 75%.

6. Let me hope the hair loss products work for me and I can also guide some baldy individual to regain his lost glory.

Wednesday 29 August, 2007

COMPREHENSIVE REAL ESTATE INFORMATION

1. I came across this interesting real estate portal which has a neat and user friendly interface to provide information for every aspect of a property to include real estate information, mortgages - Loans, homes for rent, foreclosure properties. It also provides an opportunity to prospective individuals to list rentals free of cost.

2. It further provides information about home inspectors, movers, insurance and title insurance and their services can ensure a hassle free transaction for any prospective buyer, seller or want to relocate a property. It further provides an opportunity to an individual to choose from available houses for rent and thus it serves the purpose for all i.e. whether an individual is relocating or needs time to locate one's dream home or does not intend owning the house.

3. The site has a facility where one can get mortgage quotes to get the most competitive rates. Thus it can be aptly said that every link of this real estate site is full of information and every individual whether buying, selling or relocating a property can benefit from it by saving the money and getting the best deal.

BUNGALOW OR A FLAT

1. I persoanlly feel that the age factor is a great factor which determines whether one buys a flat or a bungalow.

2. A flat is generally preferred by retired people without any siblings staying with them i.e devoid of joint family system and a flat provides inherent security for the occupants.

3. An independent bungalow is generally liked by young people who are in their peak of careers and ofcourse feels that real estate under their feet is much more valueable than the inherent security of flats.

WANNA EARN ADDITONAL $1000 WHILE SELLING OR BUYING A PROPERTY?

1. It is a nerve breaking experience to buy or sell a property without any expert advice as deal may turn sour due to non availability of expert advice on the said subject.

2. Here an expert exists who will help one to earn at least $1000 extra than an average Oahu real estate agent by selling Oahu real estate and of course dealing through them for buying or selling a property will be a pleasurable and rewarding experience.

3. This website owner and his team has expertise in Hawaii real estate and one can search through their website for all active Hawaii Real Estate listings on every island. The interface and layout of the site is user friendly and enables easy navigation for property searches.

4. The site offers the listing of finest homes, condos and land for sale from areas to include Oahu real estate,Maui real estate, Hawaii real estate & Kauai real estate and these areas offers the best deals in locations like Honolulu, Kahala, Lanikai in Kailua, West Maui, Portlock in Hawaii Kai, Waialae Iki, Kaneohe, North Shore of Oahu, Mililani, Kapolei and Waikiki etc.

5.The owner of the site Mr. Jeff Manson's or his team can be contacted at 46 Hoolai St, Kailua, Hawaii 96734 or email JManson@adrhi.com or call 800-705-0281/ 808-792-7000 to get the best deal in either buying, selling or relocating a property.

DO INDIANS HAVE A PASSION TO BUY PROPERTY?

1. The Indians definitely have a passion to buy a property small or large as it is as per their mythological belief that one must have a property of self to attain final salvation.

2. It is in their interest to buy the property as one can get a tax break and ofcourse own a house also.

3.So get out to get a good deal and make the merry while the sun shines by availing the tax breaks and ofcourse owning the property.

WANNA GAIN FROM IDLE PROPERTY BY LISTING FREE IN A VACATION RENTAL DIRECTORY?

1. Each individual has a property and what better it can if it can generate some regular income besides providing natural appreciation in price. I came across this interesting directory which provides resort real estate investments that individuals can use as a vacation rental.

2. In case one is having a property at an ideal location like Hawaii or Florida, then the same can be listed free of cost in their directory and gain from the prospective individuals interested in saving money by hiring through their Hawaii vacation rentals or Florida vacation rentals.All prospective individuals can gain from it as the vacation rentals are listed directly by property owners and thus middleman share is sliced leading to savings for both the parties.

3. One must appreciate that worldwide such listings come at a price and here one has got the opportunity to list his real estate for sale around the world in vacation destinations or alternatively rent an island, a deluxe villa or a castle to gain from a property without selling it which is a win-win situation for both the parties.

COMMERCIAL PROPERTY VS RESIDENTIAL PROPERTY

1.It is always better to buy a commercial property than residential property as a commercial property serves dual role of acting as a commercial venture and also residential premises can also be created in it.

2.I have purchased a property of about 4000 SQ FT which is along the road and I have constructed 3xShops on it which are paying me a rent monthly and thus my easy monthly instalment (EMI) is being paid regularly without any hassle.

3.On the said property in the rear we have constructed our residential premises, thus providing us with an opportunity to live also and manage our shops also and earn a passive income.

Wednesday 15 August, 2007

WANNA AVOID EMBARESSMENT OF ASKING FOR A LOAN FROM RELATIVES AND FRIENDS

1. Have you ever heard a comment from your friends or near and dear ones that you are outliving your means and thus it is not even feasible to give you a small loan. When I once got this comment, it pinched me throughout whole night and I hence forth decided to be more financially disciplined. However the small financial emergencies do keep occurring and thus an acquaintance of mine introduced me to cashadvance-fast.com and since then I had not to request any of my known acquaintances for any loan and I have utilized its services effectively to tide over financial crisis.

2.Through this site one can get cash advance ranging up to $ 1500 for a time period ranging from 04-30 days depending on your next pay cheque date. For a small fees one can rollover this facility for next month also. The best part of this service is that no credit check is required and one must be earning minimum $1000 per month. The request for an advance can be made online or through cash advance stores and the funds will be transferred in your account.

3.This site is for all those in need of financial cash emergency to tide over short term financial crisis like to avoid cheques bouncing, avoid penalties for credit card payment default and to ensure timely payment of bills. By utilizing its services one can maintain one's credit worthiness at a small fees.

4.Pay day loans is a facility available against your next month pay cheque as an advance and thus it has to be utilized judiciously to tide over financial difficulty.

HEALTHY RELATIONSHIPS THROUGH FREE DATING SERVICES

1. Well if you are single and lonely and still searching for a partner than one must visit free dating sites which will enable one to get compatible partners who will enable to develop warmth and a glow in one's life.

2.Good relationships release epinephrine in the body and thus helps in taking the persons in relationship to a state of euphoria i.e. prolongs the life as you can share your all thoughts with the good relations developed through free online dating services available free of cost. Do not even think of spending a penny as these free dating sites provide quality service equivalent to any paid service.

3. So whether one is residing in Houston and looking for a houston dating compatible partner or a partner from Atlanta, the same is available through this site. The site has a huge database of single, attractive, sexy singles who can provide solace in one's life.

4.The site is user friendly with a clean layout and the best part is that photographs are available online and thus one can see his prospective date and can decide about the fact that the chemistry will work or not and I must compliment the site for performing yeoman service by providing quality service free of cost.

5. Do utilize the services of the site in a judicious manner and make your life full of colours by developing quality relationships.

PROPERTY PRICES UPDATE

1.I will list an update for the property prices where upswing is likely to take place due to improvement in economic conditions:
(a)Nasik Road(Maharashtra)(Retail revolution and development of a SEZ at Sinnar is likely to give an impetus to property prices in Nasik Road).
(b)Sirhind(Punjab)is likely to see activity in property due to Chandigarh coming as Information Technology Hub in Northern India.
(c)Mohali(Punjab)is also going to see upthrust due to IT hub proximity i.e Chandigarh .

2.So buy the property in upcoming small townships and reap rewards.

GUARANTEED CHEAPEST WORLDWIDE VACATION PACKAGES


1.It has been my internal desire to roam around the world but the budget is the key factor which always holds me up.I analysed that maximum a person during any tour spends is on the accomodation part followed by other miscellaneous items like flights,rentals etc.

2.Other day an acquaintance of mine suggested about this site for discounted Hotel Reservations to me and I thought it appropriate to share the same with you all as good information is the right of a reader.

3.I explored the site and found that it is not only offering Hotel Discounts but is also providing an opportunity to get cheap vacation rentals ,flights, car rentals etc and other miscellaneous items which can be on the mind of any prospective traveller.

4.I am contemplating to visit London and Europe and found that all the information was available in a user friendly layout through its link of destination guide and road guide link is enabling a traveller to get the best closest destinations to his place of stay and do utilise this facility else you will be regretting that I did not visit that particular destination despite being so close to it after one finishes his tourist journey.

5.In case you are travelling in a group then do remember to ask for group discount at phone number l 1 800 447 4311 for more then 9 Rooms/Day and for flight bookings,hotels, resorts and car bookings i.e remember to call 1-(800) 893-4086.Do avail $100 discount if you book for 12 Night booking through them. The site provides guaranteed lowest rates with its money back guarantee or equivalent refund incase a hotel accommodation/any other item booked through them is available cheaper than their rates.

6.Call toll free number to make your Reservation at 1-800-447-4136 (in US & Canada) or in Europe 00-800-1276-3549 (Valid in UK, France, Germany, Spain, Italy, Ireland, Portugal, Switzerland, Australia) and Worldwide phone no:(1) 817-333-5105 or 1-(800) 893-4086.The customer support is available round the clock to answer your queries.

7. So,am packing my bags and am utilising their services and if you do utilise their services then keep us posted about your experience to enable complete reader fraternity to benefit.

Tuesday 14 August, 2007

WANNA INSTANTLY BUY OR SELL PROPERTY WITH REAL ESTATE TEXT MESSAGING SOLUTION ?

1. House4Cell is providing an innovative strategy to get one's desired property bought or sold through mobile and it involves using the "text messaging" capability found on most cell phones.It also offers real estate agents with an innovative and affordable solution which delivers instant information on their listings, while capturing valuable lead information.Thus this site is for all those buyers and sellers who wanna differentiate themselves through technology.However even a computer novice can also use this site effectively and can get benefitted from the technology.

2.A seller of the property gets his property listed with the site and is assigned a 1-word code which he publicises and a prospective buyer sends that 1-word code to a special number through his mobile.Simultaneously the home buyer phone number is captured and the number is forwarded by this site to prospective seller/agent for the followup,so that the lead can be converted into a deal.

3.In case a prospective buyer desires he can get more information regarding prospective property through Email or Fax.Thus Cellit Mobile Marketing caters for all savvy buyers who want information at their finger tips and also 'opted-in homebuyers' has the option to receive "blast" alerts regarding price-drops of homes in the area which will enable them to make informed decisions.

4.House4Cell is a tool designed to help prospective home buyers and sellers through Real Estate Text Messaging Solution which is offering valuable leads at one of the most affordable rate plans which starts at $29.99 for three listings i.e about $8 per property.As a result it is offering the most advanced home information and lead capture service to one's clients at the most competitive rates.

5.I have personally liked the service because of its effectiveness to help in getting a property deal sealed by virtue of its technology advancement where it is enabling prospective buyers and sellers to come at a same platform and that too at a very nominal charge.So what are you waiting for,list your properties and take advantage of technology.In case still having any doubt then get the same clarified through their Email support by clicking their 'Support' Link or One can contact them for more information at:
Cellit Mobile Marketing
PO Box 80496
Phoenix, AZ 85060
(800) 790-6597

Tuesday 7 August, 2007

HOME LOAN RATES HAVE REACHED ITS PEAK

1.Home loan seekers can heave a sigh of relief as home loan rates have peaked up in India.

2.HDFC CEO is also of the same opinion that the rates may not firm up further and this news can give a breathing space to all floating rate customers who were pressurised because of rising rate of interest.

3.So if you are a fresh home loan seeker now,you can go for floating rates as interest rate has peaked up and it has only one way to go i.e downwards.

Monday 9 July, 2007

FIRST TIME HOUSE BUYERS CAN HEAVE A SIGH OF RELIEF!

1.Good news is likely to ring for first time house buyers as Indian govt is contemplating giving cheaper loans to first time house buyers.

2.So if you are a first time house buyer and seeking loan first time, then chances are that you may get a home loan at a cheaper rate say 1-2 percentage points lower than individuals applying for a loan for a second house.

3.It is being presumed that a second time house buyer is doing so for the sole purpose of speculation and thus will keep real estate price bubble at bay.So if you are a second time home loan seeker be ready to pay a higher price or jump fast before this proposal is fully implemented.

Sunday 24 June, 2007

GOOD NEWS FOR REVERSE MORTGAGE

1.Indian govt is contemplating increasing reverse mortgage payment till the life time.World wide payments are made till the end of life.

2.So if you are a prospective individual looking for reverse mortgage better deal then the wait may be over shortly.

3.So keep watching the space for latest update on reverse mortgage.

Monday 21 May, 2007

HOW RBI CONTROLS MONEY SUPPLY IN INDIA

1. What are the main instruments? Repo Rate, Reverse Repo Rate, Bank Rate and the Cash Reserve Ration (CPR)

2. The Repo Rate: This is the rate at which RBI releases funds into the system. It was at 6 percent in 2004 but is now at 7.75 percent.

3. Reverse Repo Rate: This is the rate at which RBI sucks out excess liquidity from the system. The reverse repot rate is currently at 6 percent.

4. Bank Rate: This is the rate at which RBI lends money to banks. It is currently at 6 percent.

5. CRR: This represents the percentage of deposits that every bank has to keep with the RBI. The RBI interest on CRR balance and increases or decreases the CRR when it wants to drain or ease liquidity in the economy. The CRR is now at 6.5 percent.

6. SLR : Statutory Liquidity Ratio is the percentage of deposits that banks have to deploy in government securities and works in the same way as CRR. It is now at 25 percent and has not been changed for a decade.

REVERSE MORTGAGE-MONEY IN YOUR HANDS:ANALYSIS HOUSE-BUYER-TIPS.BLOGSPOT.COM

AGE

60

65

70

75

80


85


Tenure in years

15

15

15

15

15

10

12

15

Property value in LAKH


10

1682.98

1752.63

1947.30

2176.62

2380.86

4494.51

3538.01

2515.06

20

3365.96

3505.27

3894.61

4353.24

4761.72

8989.02

7076.02

5030.13

30

5048.95

5257.90

5841.91

6529.87

7142.58

13483.54

10614.03

7545.19

40.

6731.93

7010.53

7789.21

8706.49

9523.44

17978.05

14152.04

10060.26

50

8414.91

8763.17

9736.52

10883.11

11904.30

22472.56

17690.05

12575.32

60

10097.89

10515.80

11683.82

13059.73

14285.16

26967.07

21228.06

15090.39

70

11780.88

12268.44

13631.12

15236.35

16666.02

31461.59

24766.07

17605.46

80

13463.86

14021.07

15578.43

17412.98

19046.88

35956.10

28304.09

20120.526

90

15146.84

15773.70

17525.73

19589.60

21427.74

40450.61

31842.10

22635.59

100

16829.83

17526.34

19473.03

21766.22

23808.60

44945.12

35380.11

25150.65


DISCLAIMER SPONSORED POSTS

This policy is valid from 01Sep,2007. This blog is a personal blog written and edited by me. For questions about this blog, please contact me. This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation. This blog abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this blog. The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. Every effort is made to make the sponsored post identifiable but at times due to advertisers restrictions the same may not be feasible all the time.The views and opinions expressed on this blog are purely the bloggers' own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question. The owner(s) of this blog would like to disclose the following existing relationships. I have a interest in medical field which may influence the blogging style of writing.This policy is valid from 01Sep,2007. This blog is a personal blog written and edited by me. For questions about this blog, please contact me. This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation. This blog abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this blog. The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. Every effort is made to make the sponsored post identifiable but at times due to advertisers restrictions the same may not be feasible all the time.The views and opinions expressed on this blog are purely the bloggers' own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question. The owner(s) of this blog would like to disclose the following existing relationships. I have a interest in real estate field which may influence the style of writing.